_hmda-refinancing-vs-modification.jpg "HMDA Refinancing vs Modification from the definition of extinguished Video Screenshot Preview")
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⏲ Duration: 1 min 34 sec
✓ Published: 28-Feb-2021
✓ Published: 28-Feb-2021
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Find your HMDA Resources here - https://www.bankerscompliance.com/regulations-we-cover/home-mortgage-disclosure-act/nnHi, it's Dave Dickinson with Banker's Compliance Consulting. Let's talk about HMDA and refinancing versus modifications. Now first off, refinancing, very strict definition. There's three components that have to be met, and they are that you have a new contract that is replacing an old contract. So one loan is satisfying another loan. Number two, both the old and the new loans are
Find your HMDA Resources here - https://www.bankerscompliance.com/regulations-we-cover/home-mortgage-disclosure-act/nnHi, it's Dave Dickinson with Banker's Compliance Consulting. Let's talk about HMDA and refinancing versus modifications. Now first off, refinancing, very strict definition. There's three components that have to be met, and they are that you have a new contract that is replacing an old contract. So one loan is satisfying another loan. Number two, both the old and the new loans are
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