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The European Central Bank is expected to cut its interest rates on Thursday, which could lead to a weaker euro as the region's monetary policy diverges from that of the United States. The ECB is comfortable with this divergence, even if it means a weaker currency that could potentially stoke inflation. Recent data shows that underlying inflation in the euro area unexpectedly rose in May for the first time in a year, adding to the concerns about lingering consumer-price pressures. The ECB's decision will be accompanied by quarterly forecasts and a press conference, which will be scrutinized for hints of future policy intentions. Money markets are currently betting on two rate reductions this year, with a small chance of a third.

European Central Bank Expected to Cut Interest Rates, Weakening Currency and Diverging from the Federal Reserve

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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.

What Are High-Yield Savings Accounts?

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A look at weekly and monthly data could show that homes for sale are seeing price cuts and fewer people are buying new homes, as consumers continue to grapple with high mortgage rates. Median sale prices hit records in the month of May 2024. Data points to the highest number of price cuts in nearly two years, which could suggest struggles ahead.

Home Sellers Slashing Prices At Fastest Rate In Nearly Two Years: What's Going On?

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Is your yard ready for summer entertaining? <br/><br/>A new survey polling 2,000 U.S. adults with backyards found that 81% would look forward to hosting parties in their backyard, but 14% admitted that they would need some time to prepare given the current state of their space.<br/><br/>According to respondents, 34% would have to improve their backyards before hosting, spending seven hours weekly and up to $1,400 to get their yards guest ready.<br/><br/>The survey, commissioned by Big Lots and conducted by Talker Research, revealed just how many Americans are looking forward to hosting a backyard soiree this year and what many feel they need to do to be best prepared. <br/><br/>Proper patio furniture (57%) was respondents’ most sought-after improvement, followed by sprucing up their existing patio furniture (39%), setting up bug repellants (37%) and installing lights (36%).<br/><br/>Hosting these get togethers can add up though, so budget is important to keep in mind. The average person felt they could host a party for as low as $190, with four in five (82%) saying it’s important to them that they stick to their budget if they plan on getting any new patio furniture or other improvements ahead of an event.<br/><br/>“Sprucing up the backyard is more than a simple task, it’s an investment in creating memories with loved ones that will last a lifetime,” said Shelly Trosclair, SVP Merchandising at Big Lots. \

How much do Americans plan to spend to get their yards party-ready?

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